Well, I’ve modeled site designs off of various incarnations of this place, always wanted to try it, and finally signed up yesterday. No better time than now, I suppose. Keeping an eagle eye on my finances just became crucial (but don’t worry, I’m not broke). And it’s free and pretty; important things.

So, it’s pretty cool, if you’ve done the mental legwork with paper/calculator already and figured out your income and expenses, as you can set caps for important budget categories in a repeating (and colorful) monthly bar chart/graph. After you set the same categories on your imported banking transactions, it is a good eye-opener. I opted to import my credit card, but keep it hidden. I like budgeting in what I can pay on it each month, not the individual transactions themselves. Starts getting too confusing.

I put in a request for two missing categories: “public transportation” and “savings account”. I fudged it a little and am using “auto payment” and “charity and gifts” (hey, a monthly gift to myself!) as substitutes. I would also like to see “credit card” as an option. Hopefully this will be a helpful tool in the upcoming future…

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Tags: budget, financial, free, mint, money management